Klarna alternatives
12 payment experience tools compared on data from stores OngoingAI observes — including 2,420 running Klarna. Adoption, platform split and growth, not vendor claims.
Every Klarna alternative, side by side
Ordered by relevance to Klarna · 30d net counts confirmed adds/removals only · overlap = share of Klarna stores also running it
| Alternative | Stores observed | 30d net | Primary platform | Overlap | Rating | Pricing |
|---|---|---|---|---|---|---|
 Afterpay | 902 | — | Shopify | 4% | — | — |
| WooCommerce Stripe Gateway | 2,732 | — | WooCommerce | 0% | — | — |
| WooPayments | 2,653 | — | WooCommerce | 0% | — | — |
| GoKwik | 959 | — | Shopify | — | — | — |
 Affirm pay‑over‑time messaging | 931 | — | Shopify | 2% | 1.7 | Free |
 Stripe | 408 | — | WooCommerce | 0% | — | — |
| Snapmint | 401 | — | Shopify | — | — | — |
| Authorize.Net (WooCommerce CIM) | 371 | — | WooCommerce | — | — | — |
| Shopflo | 248 | — | Shopify | — | — | — |
 PayPal | 103 | — | WooCommerce | 0% | — | — |
| PAYONE | 66 | — | Magento (Adobe Commerce) | — | — | — |
| Braintree | 30 | — | WooCommerce | 0% | — | — |
Alternatives by ecommerce platform
Where each alternative's stores mostly run
More comparisons
Afterpay alternativesWooCommerce Stripe Gateway alternativesWooPayments alternativesGoKwik alternativesAffirm pay‑over‑time messaging alternativesStripe alternativesSnapmint alternativesAuthorize.Net (WooCommerce CIM) alternativesShopflo alternativesPayPal alternativesPAYONE alternativesBraintree alternatives
Frequently asked questions
Ranked by observed store adoption, the most widely used Klarna alternatives are WooCommerce Stripe Gateway, WooPayments, GoKwik, Affirm pay‑over‑time messaging.